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LTC Cost of Care

Tools · Long-term care planning

What will care cost, and can your client cover it?

Look up long-term care costs in your client’s area using CareScout survey data, then use our Self-Funding Calculator to see how a care event could affect their assets.

Look up local costs → Self-funding calculator
An older couple walking together
Two steps to a clearer LTC conversation
i

Find the local cost

In-home care, assisted living and nursing home costs by location.

ii

Test self-funding

Model a care event against your client’s assets and income.

What you can look up

Costs for every stage of care.

Care needs often change over time. Looking at each type of care helps you and your client plan for more than one scenario.

i

In-home care

Help at home, from non-medical caregivers to private duty nursing.

ii

Adult day health

Daytime care and support in a community setting.

iii

Assisted living

Residential care with help for daily activities.

iv

Nursing home

Skilled care around the clock, in semi-private or private rooms.

Step one · Cost of care

Look up care costs by location.

Powered by CareScout’s Cost of Care survey. Search a location, choose hourly, daily, monthly or annual figures, and slide forward to see projected future costs.

Cost figures are provided by CareScout and reflect survey data for the area selected. Actual costs vary by provider and change over time. CareScout’s guide to the cost of long-term care
Step two · Self-funding

Can your client pay for care on their own?

Once you have a local cost figure, take it into our LTC Self-Funding Calculator. It shows how a care event could draw down your client’s assets over time, so you can decide together whether to self-fund, insure, or do some of both.

  • iModel care costs against assets and income
  • iiSee how long savings could last during a care event
  • iiiStart a clear conversation about whether coverage fits
Open the self-funding calculator →
Assets during a care eventIllustration only
Remaining assetsRising cost of care
Next step

Planning LTC coverage for a client?

Send us the case and we’ll compare traditional and hybrid LTC options side by side.

Request an LTC quote →Our LTC services

The Cost of Care calculator and its data are provided by CareScout. CareScout is a separate company from AdvisorServe, and AdvisorServe does not control or verify the figures shown. This tool is for general informational purposes only.

The LTC Self-Funding Calculator is provided for educational and illustrative purposes only. Results are hypothetical, are based on the information and assumptions entered, and are not guarantees of future outcomes. The chart on this page is an illustration and does not represent any actual client or projection.